Defensive Driving Course for Insurance Discount - US - BD Driving School
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Defensive Driving Course for Insurance Discount

Defensive Driving Course for Insurance Discount

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Defense-driving-Insurance
  • Six Hour Online Course $25( Using Driver Own Pace)
  • Six-Hour Online Course in School $40 (Using School Facility)
  • TDLR Approved: CP1173
  • Certificate for Court and Insurance
  • Print your certificate at your convenience

Texas Defensive Driving COURSE FOR INSURANCE DISCOUNT

Taking an online defensive driving course prevents insurance rate increases.

Driver safety courses are six hours in length. Drivers with a good driving record should consider taking the course, even if they have not received a moving violation, to reduce their insurance premiums. Most insurance companies provide up to a 10% discount for completing the course.

Defensive Driving Texas Requirements

The State of Texas allows a driver to reduce insurance rates under the following conditions:

  1. Driver holds a valid Texas driver’s license or learner’s permit.
  2. The driver has not previously taken a defensive driving course in the past twelve months.

How will you get your Driving Record?

  1. Go to the Texas DPS website:

https://txapps.texas.gov/tolapp/txldrcdr/TXDPSLicenseeManager

Log in:

Enter your driver’s license number, date of birth, and the last four digits of your Social Security number.

  1. Enter your audit number:

You will need to provide your driver’s license audit number to access your record.

  1. Request your record:

Select the type of driver record you need (e.g., status record, 3-year history, or certified version) and enter your address.

  1. Review and pay:

Review your order details, then submit your payment information to complete the purchase.

  1. Print your record:

You will be able to print your driving record by clicking the “Print Driver Record” button.

What you will need:

  • Your driver’s license audit number.
  • Your driver’s license number.
  • Your date of birth.
  • The last four digits of your Social Security number.
  • Access to a printer and Adobe Reader to print your record.

FAQ About Texas Defensive Driving

How much does it cost to take defensive driving in Texas?

The State mandates a minimum online course fee of $25.00 (Using School Facility Cost $40).  Most course providers use this minimum fee.  For ticket dismissal, the State of Texas also requires a copy of a driver’s driving record.

Can you take defensive driving online in Texas?

Yes, and the benefit to taking an online course is that you can complete the six-hour course all at once, or an hour or two at a time, based on your schedule.  It’s also very convenient.  Classroom-based courses require travel to and from, and you must meet their schedule.

How long do you have to take defensive driving after a ticket in TX?

For ticket dismissal and to keep the citation off your driving record, drivers have 90 days from the date of plea to complete a state-approved defensive driving course.

How often can you take a defensive driving course in Texas?

For the purposes of traffic ticket dismissal, you can take a defensive driving course once per year, provided you meet the eligibility standards noted above.

How long does it take to complete online defensive driving?

Texas online defensive driving course is a total of six hours and can be completed in a single day, or spread out over blocks of time, as the student’s schedule permits.

Can I reduce my insurance premiums by taking defensive driving?

Yes.  Most reputable insurance companies will offer between a 1% and 10% premium deduction for completing a driver safety course.  Check with your insurance agent.  Be sure and make a copy of your certificate before presenting it to the court, to provide to your insurance company as proof of having completed the course.


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Course details
Lectures 62
Quizzes 1
Level Intermediate